Automobile Renters Insurance

There have been jokes made about paying for the insurance that's offered when renting an automobile. The people who make and laugh at these jokes are the same people whom forgo auto renters insurance believing it either to be a scam or just wholly unnecessary. While it's certainly true that car rental and insurance companies make money from this type of insurance they do so only because automobile crashes, damage, and other issues are rare. Those who've driven off the rental lot without the extra insurance and gotten into accidents or seen their rental car sustain damage sing a very different tune. The out of pocket expenses associated with driving without extra renters insurance quickly skyrocket when an incident does occur.

Better To Have It...

...and need it than need it and not have it, or so the old saying goes. This is a wise piece of advice especially when you're talking about automobile renters insurance. While most car renters will drive and complete their rental without incident, those that run into even minor problems find themselves happy to have the extra insurance. While the basic insurance rental lots require an individual to carry cover basic collision and liability, the extra insurance covers everything else. Uninsured motorists, broken windshields, theft, and miscellaneous damages are all covered under this type of insurance. Drivers involved in incidents without the added coverage may find themselves in court, being sued by other motorists, and with negative marks on their credit reports.

All Cars Covered?

Some whom rent vehicles may be under the assumption that not all rentals are covered by additional insurance. Others pass on the coverage because they don't think the car they're renting is worth it. Whether a driver is renting a town car, riding in a limousine, or renting a high end sports car, it behooves them all to sign up for additional and more comprehensive coverage. Rental companies protect their vehicles and those who rent can protect themselves and their own finances by accepting this type of coverage. All companies that rent vehicles out offer supplemental insurance. There is no excuse not to take it. 

Orange County Limousine Services by Excel Fleet Limo